📍 Section 5: Financial Management, Financing & Subsidy Facilitation “Finance & Subsidy Navigation for Farm Managers”

5.1 Cost Estimation Accuracy; When you give a project estimate, how close does it match the final bill? 👉 Like a tailor: does the final stitching bill match the advance quote, or do “hidden charges” pop up?

5.2 Transparency in Procurement and Billing; When you buy inputs or bill clients, how open are you about costs?

5.3 Government Scheme / Subsidy Navigation Capability; Can you guide clients through the jungle of subsidies and schemes?

5.4 Experience in Managing Working Capital & Investment Budgets; Do you juggle money flows like a disciplined treasurer, or like a spendthrift?

5.5 Linkages to Financial Institutions / Subsidy Facilitation; How strong are your ties with banks and subsidy departments?

5.6 Ability to Demonstrate ROI Projections & Profitability Models; When asked “How much paisa banega?” do you show numbers or just smile?

5.7 Bank Loan Facilitation & Repayment Structuring; Can you help clients take loans and manage repayments?

5.8 Matching Investor Funds & Ensuring Financial Discipline; Do you also put your own money, or only spend client’s?

5.9 Subsidy Mapping & Execution (schemes fit, paperwork, milestones); Do you map which subsidies a project qualifies for and execute till the cheque clears?

5.10 Credit Readiness (CMA Data, DPRs, Banker Relationships); If an investor’s banker asks for documents, are you ready?

5.11 Advances / Working Capital Lines (buyer advances, input credit, invoice discounting); Do you unlock money smartly before harvest, or wait till the very end?