Section 7: Risk & Resilience Management “Risk Shield & Resilience Test Performance of a Farm Manager ”

7.1 Crop Mix Hedging, Staggers, Storage/Processing Options; Do you put all eggs in one basket, or spread the risk across crops, timings, and storage? 👉 Think of a family’s income: one member with a job, one running a shop, one renting out a flat—if one fails, others balance. Same logic applies to farms.

7.2 Price Discovery (mandis, e-NAM, exporters), Minimum Floor Strategies: . When produce is ready, do you accept whatever rate comes, or do you have a system to discover and lock better prices? 👉 Like selling gold: some sell at the first shop, others check 3 shops, some track daily prices and only sell when rates peak.

7.3 Risk Assessment & Mitigation Planning; Do you treat risk like bad weather—ignore it until it hits—or do you plan for it in advance? 👉 Like a road trip: some drive without spare tyre, some carry a puncture kit, and some also have insurance + breakdown service.

7.4 Climate, Pest, and Market Risk Strategies; How do you prepare for droughts, floods, pest outbreaks, or sudden price falls? Two examples: Climate: Do you only pray for rain, or also dig ponds, drip irrigation, shade nets? Market: Do you dump in mandi at low prices, or process/store to sell later?

7.5 Insurance Coverage and Contingency Planning; Do you have a safety net (insurance, funds) or do you walk the tightrope without one? 👉 Example 1: Farmers with crop insurance survive hailstorms, others collapse. 👉 Example 2: Shops with fire insurance reopen quickly after accidents, others close forever.

7.6 Ability to Cushion Investor from Shocks; If things go wrong, do you stand with the investor or leave them to bear the brunt? 👉 Example 1: Tomato price crash—do you negotiate with buyers, or just say “aisa hi hai”? 👉 Example 2: Pest outbreak—do you absorb some costs, or pass all losses to investor?