Section 9: Handling Investor Anxiety & Human Dimensions “Investor Anxiety Handler Quiz for Farm Manager”

9.1 Clarity on Cost Components and Real Returns (input vs net vs labor); When investors ask “Mujhe asal mein kitna milega?” do you break costs and returns clearly, or give a lump figure? 👉 Example 1: Hotel bill—do you show room rent, GST, service charge separately, or just say ₹5000 total? 👉 Example 2: Farming—do you explain input cost vs labor vs net returns, or keep it vague?

9.2 Assurance Mechanisms (fixed vs profit-share returns); How do you assure investors about their earnings—fixed returns, profit share, or both? 👉 Example 1: Bank FD—fixed assured return. 👉 Example 2: Stock market—profit share with risk. 👉 Example 3: Some hybrid models mix both.

9.3 Exit and Residual Value Clarity (after 7 years, premature withdrawal); If investor wants to exit, do you have a plan—or do you panic? 👉 Example 1: Buying a car—after 5 years, what’s resale value? 👉 Example 2: FD—if broken early, what penalty applies?

9.4 Who Makes Day-to-Day Decisions, and How Investor Interference is Handled; When crops need spraying or harvesting, who decides—investor or manager? 👉 Example 1: Cricket team—captain decides field placement, not owner.

👉 Example 2: Restaurant—chef decides spices, not customer in dining hall.

9.5 Transparency in Loan Repayment Responsibility; If loan was taken, who pays it back—the farm manager, investor, or both? 👉 Example 1: Joint flat loan—both spouses contribute. 👉 Example 2: Business loan—owner vs managing partner clarity.